The Infinite Banking Concept is an excellent cash flow management strategy that is implemented through the design of a high cash value whole life insurance policy from a top-ranked mutual life insurance company.
Once you pay your monthly bills, the extra money left must reside somewhere. If so, why not store that money in an Infinite Banking policy? This strategy offers you extreme security, liquidity, and guaranteed growth with the cash value always increasing due to constant compounding. Where else can you obtain that peace of mind?
You are also guaranteed to obtain loans against the cash value of your policy. The loans come from the general account of the life insurance company collateralized by your cash value. Meanwhile your cash value, including the portion collateralizing the loan, remains in your policy earning interest and dividends. As you repay your loan in the amount of $X to the insurance company, the same amount ($X) of your cash value is released from collateralizing your loan and is available in case you need another loan. In fact, your money is always in motion doing multiple jobs.
By properly implementing Infinite Banking your wealth is guaranteed to continuously increase. Where else can you guarantee to become wealthier every day?
How much should you contribute to your Infinite Banking policy? It depends on your age and your gross annual family income. As a rule of thumb, we recommend the following minimum contributions: if aged 20 or younger, $300 per month, or $3,600 per year; if aged between 21 and 30, the larger of A): $500 per month, or $6,000 per year, or B): 10% of gross annual family income; if aged between 31 and 40, the larger of A): $1,000 per month, or $12,000 per year, or B): 10% to 15% of gross annual family income; if aged between 41 and 50, the larger of A): $1,500 per month, or $18,000 per year, or B): 15% to 20% of gross annual family income; if aged between 51 and 60, the larger of A): $2,000 per month, or $24,000 per year, or B): 20% of gross annual family income; if aged 61 or older, the larger of A): $2,500 per month, or $30,000 per year, or B): a lump sum larger than $200,000.
We are sure you have family members, friends, and business associates who could financially benefit from practicing Infinite Banking. We would greatly appreciate personal introductions to these individuals. We will explain to them the basics of Infinite Banking, answer all their questions, and determine if this strategy is right for them, the same way we dealt with you. Rest assured that at no point, we are going to oversell this strategy. Could you assist us with this?
To our Christian friends, we wish you a Merry Christmas and to our Jewish friends, we wish you a Happy Hanukkah.
From our family to yours, we feel privileged and grateful for having known you and having served your financial needs. Have a Merry Christmas and a Happy Hanukkah!
If you would like to learn how you can grow a substantial amount of cash that you have access to at any time without penalties, is unrelated to the stock market, and will generate income that is not included in your tax return, visit our website at http://InfiniteBankingSimplified.com/ or feel free to email us your questions at ContactUs@InfiniteBankingSimplified.com or call us toll-free at 1-844-443-8422.
Isis B. Palicio, LUTCF, MBA
Pedro A. Palicio, MBA, Ph.D.
Infinite Banking Concepts® Authorized Practitioners
We are experts in designing high cash value dividend-paying whole life policies.