Isis Palicio

The money stored in your properly-structured whole life insurance contract is guaranteed to grow every year by an increasing amount; in other words, the increase in cash value between years 3 and 4 is larger than the increase between years 2 and 3. So your cash value cannot go down; it is always increasing and … Read more

When you save your money, you have access to all or part of it at any time without penalties, it is not subject to losses, and if saved in the appropriate financial instrument, it grows continuously over time. When you invest your money, you may have to pay penalties and/or taxes to access it at … Read more

The following quote is attributed to Albert Einstein: “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” Understanding the power of compound interest is key to increasing your wealth. To represent graphically how compound interest works, take a piece of paper and … Read more

If you need money to invest, where will the money come from? It will almost always come from your savings account. So why can’t it come from your Banking Policy? It can! Let’s see how you can profit from it. Assume that your brother, who doesn’t have a good credit score, asks you for a … Read more

Margaret Thatcher once said: “The problem with Socialism is that you eventually run out of other people’s money”. As a result of Socialist policies, we are experiencing the worst economic conditions for America’s Middle Class since the 1960s. With high unemployment and underemployment, unfair taxation, and increasing Government intervention in our lives, how can the … Read more