BankNotes

15 Jul

2026 June BankNotes

C.S. Lewis is perhaps one of the world’s most recognized British authors. He is also known as one of the great defenders of the Christian faith. However, he was not always a Christian. At one time, C.S. Lewis was an avowed atheist.

“In the introduction to one of his most popular books, The Problem of Pain, Lewis says that when people would ask him why he did not believe in God, this is what he would say”

15 Jul

2026 May BankNotes

Sometimes we become so overwhelmed that we lose our perspective.
That often quoted remark, “We can’t see the forest for the trees,” is
applicable to any one of us at any given time, resulting in a form of
paralysis that can take hold of us. In order to correct this common
dilemma, someone outside of ourselves must point out what we were
not seeing and help us find our way once again. Once that help has
been provided, there is no mistaking the feeling. It is as though we
were blind, but now we see.

15 Jul

2026 April BankNotes

Dr. Solomon Stephen Huebner was a distinguished professor of
insurance at the Wharton School, University of Pennsylvania, and
chairman of the Department of Insurance at the institution. He is
responsible for having written the very first textbook on insurance
in 1915 and introducing the first university-level insurance course
in the United States. This earned him the accolade “the teacher who
changed an industry.”1 By 1998, I had read Dr. Huebner’s classic book,
The Economics of Insurance, in which he introduced the concept of
Human Life Value, and I was most impressed. What one cannot fail to
grasp from reading Huebner’s writings is the undeniable fact that life
insurance is the heart and arteries of a financial plan.

15 Jul

2026 March BankNotes

In a country such as ours, with near 300 million inhabitants, it is
important to realize that not all people produce during their entire
lifetime. For example, infants certainly do not produce. The elderly
or otherwise incapacitated, do not produce. We can say that the
unemployed, while they remain unemployed, are not producers. And
then there is that large segment of society which depends entirely
on government support.

06 Mar

2026 January and February BankNotes

Fortunate is the young person who has been taught basic money fundamentals by good parents and caring teachers. As a society, we all benefit from this type of education, but so often, this opportunity is not possible for everyone.

23 Jan

2025 December BankNotes

Opportunity cost is probably the single most important concept in economics. Nash first mentions the term on page 23 of his book. This comes under the section “Creating Your Own Banking System.” Notice that he highlights it.

16 Dec

2025 November BankNotes

In this article, we conclude our investigative reporting of Carol Quigley’s monumental volume, “Tragedy and Hope: A History Of The World In Our Time.” In addition to being an excellent historical account of Western Civilization with detailed analysis of the first two World Wars and ending in 1964, it also tells a most incredible story. If it were not for Quigley’s impeccable academic credentials and his use of verifiable facts, the mysterious account he weaves throughout his book could be interpreted as one of the most creative hoaxes ever publishe

06 Nov

October 2025 BankNotes

In light of recent news regarding a lawsuit concerning Indexed Universal
Life (IUL) policies, the Nelson Nash Institute wishes to reaffirm its longstanding
position on the Infinite Banking Concept (IBC) and the use of
Dividend-Paying Whole Life Insurance policies from a mutual insurance
company or mutual insurance holding company.

16 Oct

September 2025 BankNotes

In 1987 Bill Moyer, who is best known as an American journalist and frequent voice of PBS, came out with a scathing documentary entitled, The Secret Government: The Constitution in Crisis in which Moyer spelled out how the Cold War (which began after WWII) had enticed Americans to relinquish the control of government to the National Security State. In it he interviews several high-ranking military officers that attest to the existence of a secret global war, carried on without accountability.

22 Sep

August 2025 BankNotes

This LMR article was written in May 2013 and describes several relevant topics such as the Stock Market, Financial Institutions and more importantly, Bonds. While the average American does not actually understand how the Stock Market works, they know even less regarding the Bond markets and their importance in the United States. This narrative will explain and help you to understand all the necessary “Nuts and Bolts.”

31 Jul

2025 July BankNotes

What’s in a word? Actually, a great deal. When it comes to the word “Liberal” or the word “Libertarian,” it can be like opening Pandora’s box. For this reason, I am going to try to decipher and separate some of the widespread misunderstandings about these two political philosophies. At the same time, I hope to end up explaining the relevancy of Austrian Economics in relation to these two philosophical views, and especially the Austrian Business Cycle Theory (ABCT), in simple to understand language.

14 Jul

2025 June BankNotes

If you and I were to get really honest with each other we would mostly likely agree that our main concern with regards to what we are experiencing in our political and economic affairs these days can be summed up in our knowing what effect all this will have on our ability to “make a living.”