Blog 69 – Is Social Security Income Taxable?

Blog 69 – Is Social Security Income Taxable?

According to the Social Security website, some of you have to pay federal income taxes on your Social Security benefits. This usually happens only if you have other substantial income in addition to your benefits (such as wages, self-employment, interest, dividends...
Blog 68 – The Term Rider Of An IBC Policy

Blog 68 – The Term Rider Of An IBC Policy

One of the key pieces of information that a prospective client shares with us is the monthly or annual contribution that he/she would like to make to his/her Infinite Banking Concept (IBC) policy. Once we know the original contribution to the policy, including the...
Blog 67 – The Capitalization Phase Of An IBC Policy

Blog 67 – The Capitalization Phase Of An IBC Policy

When we properly design IBC policies, we are concerned with what we call cash value efficiency. The annual break-even of a policy is the year in which the increase in cash value from the previous year is equal to or greater than the annual premium contribution in that...