Blogs

11 Jan

Blog #37 – Relationship Between Money and Happiness

“All I ask is the chance to prove that money can’t make me happy.”

23 Dec

Happy Holidays!

29 Nov

Blog #36 – Guaranteed Cash Values

Not much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow. And even most “guarantees” have exceptions. Your purchase is guaranteed – but only for 30 days, or unless you drop the item, … Read more

03 Nov

Blog #35 – Term or Whole Life: The Third Option

“Whole Life or Term Insurance?” The never-ending debate amongst advisors. We would like to suggest a third option. Buy Both, it makes sense.

27 Oct

Blog #34 – Five Things You Should NEVER Leave to Your Children

Whether you have life insurance or an estate that may one day be a financial legacy, here are five things that your children are hoping you DON’T leave them.

26 Jan

Blog #33 – The Problem Is Lack Of Financial Education

Financial education, or how money works, is not taught in our schools and the knowledge that we have is transmitted from our grandparents and parents.

10 Jan

Blog #32 – Any Plans For 2017?

2016 was a year in which American’s attention was literally high jacked by political news, scandals and anger outbursts. Division in our society along political party lines was at an all-time high.

07 Nov

Blog #31 – The Infinite Banking Concept and Financial Independence

You can become financially independent if you have sufficient personal wealth to live indefinitely without having to work actively for basic necessities.

25 Oct

Blog #30 – How Our Client Solved His Retirement Problem

A couple of years ago, a long-time client called and said he wanted to talk to us about his retirement. The problem was that he was sixty-four years old and had nothing saved for his retirement. Since we had known him for many years, we knew that during the prior ten years he had ridden … Read more

19 Oct

Blog #29 – Modified Endowment Contract: Should You Be Concerned?

Anyone who has any type of banking policy has probably come across the term Modified Endowment Contract, or MEC. You may have noticed a portion of your whole life policy illustration or contract stipulating whether or not it is a MEC. You may have even seen numbers indicating the additional amount of Paid-Up Additions that … Read more

12 Sep

Blog #28 – Position Your Assets To Maximize Retirement Income

Traditional financial planning pays much more attention to accumulating assets for retirement than to the reposition and distribution of assets during retirement. It is not surprising since most financial advisors are compensated based on the amount of assets under management. Let us be clear; the reason for savings/investing is to generate future passive income when … Read more

15 Aug

Blog #27 – How Do We Generate Passive Income?

As you are probably aware, traditional financial planning tells you of three sources from which you could generate passive income when you could no longer generate active income for yourself: 1) a pension or defined benefit plan, 2) social security and 3) a defined contribution plan (a 401(k), 403(b) or IRA). Since the late 1970s, Wall Street and … Read more

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