Our Management Team

Isis B. Palicio, LUTCF, MBA

Executive Vice President & COO Infinite Banking Concepts® Authorized Practitioner

Isis has been a Financial Professional since 1996. She is the Executive Vice President and COO of Universal Wealth Managers.

In 2005, Isis and her husband Pedro established Universal Wealth Managers in the City of Coral Gables, a suburb of Miami, Florida. Its mission is to provide its clients insurance brokerage and financial advisory services of the highest quality, based on its tenets of experience, trust, integrity and objectivity.

Shorty after Pedro became interested in the Infinite Banking Concept, Isis started working closely with him to educate, coach and serve a diverse clientele that includes families, business owners, professionals and high-net-worth individuals throughout the United States in this life-changing concept. She genuinely cares about every one of our clients and has become very passionate about the Infinite Banking Concept.

Isis holds a Masters of Business Administration (MBA) degree with emphasis in Financial Planning. She is fully bilingual in English and Spanish. Isis and Pedro have two daughters and she enjoys working with people, arts, crafts, travel and reading mystery novels. Both Pedro and Isis are very active in their business community.

Pedro A. Palicio. MBA, Ph.D.

President & CEOInfinite Banking Concepts® Authorized Practitioner

Pedro is the President and CEO of Universal Wealth Managers. He started in the financial services industry in 1994.

In 2005, he and his wife Isis established their own company, Universal Wealth Managers LLC in the City of Coral Gables, a suburb of Miami, Florida. Its mission is to provide its clients insurance brokerage and financial advisory services of the highest quality, based on its tenets of experience, trust, integrity and objectivity.

During the 2008 financial crisis, Pedro came to the conclusion that “conventional financial wisdom” was based on faulty premises and to properly serve his clients and protect them from the greed, corruption, and irresponsibility of Wall Street banks and financial institutions, a paradigm shift was in order. After studying in depth the Infinite Banking Concept, he realized that the only way to control your financial future was to control the banking function yourself. Since then, he has become an evangelist for this concept.

Pedro is very well versed in the Infinite Banking Concept and practices what he preaches as he and his family owns several of these policies. His exceptional ability to explain complex concepts in simple terms allows him to educate, coach and serve a diverse clientele that includes families, business owners, professionals and high-net-worth individuals throughout the United States.

Pedro graduated from prestigious Columbia University, in New York City, with Bachelor’s, Master’s and Doctoral degrees in Engineering and Applied Mathematics, and with an MBA with emphasis in Strategic and Financial Planning, obtaining all his degrees with the highest honors. He is fully bilingual in English and Spanish.

Pedro and Isis are very active in the business community and they have two daughters. Pedro enjoys professional baseball and basketball and follows closely the Miami Marlins and the Miami Heat.