The “infinite banking” philosophy is hard to understand at first, because we have always been taught conventional financial systems already in place that promise but don’t deliver at the end, and we tend to follow the crowds. The policy that Pedro and Isis custom-made for my budget, financial needs and future plans, has helped me secure a better future for retirement. The basic concept of “infinite banking” has its focus on growth, financial independence and security against market loses, all of this based on a 160-year old product: whole life insurance. Great system that banks and Wall Street don’t want you to know about.