As we were searching for a better way to improve our investment strategy for retirement, we encountered the Infinite Banking concept. In 2012, we met Dr. Pedro Palicio and Isis Palicio who coached us with their expertise in this concept and purchased our first policy. The best part of this strategy is that you see a steady growth of your money. If used properly, it allows you to use it and pay yourself back as you see fit. During our policy review with Dr. Palicio, we encountered money that was not yielding any profit. Based on the steady growth and flexibility of the first policy, we purchased additional policies for the children to provide consistent growth of the money for their college tuition or even retirement. We recommend it to our family and friends.