I’ve been practicing the Infinite Banking Concept since 2005 and my wife and I have used our policies for cars, a boat, and an engagement ring. We were using two of the best mutual life insurance companies. Pedro and Isis opened my eyes to realize that a different company actually provided more cash value and thereby greater use of funds while our family continues to grow. Pedro and Isis helped me to design a policy for our newborn son that will continue to grow tax free until my son is ready to use the funds for college, housing, or anything that he may need.