IBC Archives - Universal Wealth Managers LLC

Blog 129 – Premium Flexibility In Infinite Banking Policies

There are many types of Infinite Banking Concept (IBC) policies: paid in 10 years, paid to age 65, paid to age 95, paid to age 99, paid to age 120, etc. Does it really mean that you have to pay your policy premiums with out-of-pocket money for so many years? The answer is a rotund “no”. IBC policies and, in general, whole life policies offer significant flexibility in premium payments, helping you adapt your plan if your circumstances change or if you prefer different options.

2026 January and February BankNotes

Fortunate is the young person who has been taught basic money fundamentals by good parents and caring teachers. As a society, we all benefit from this type of education, but so often, this opportunity is not possible for everyone.

2022 May BankNotes

Cash flow really is king. It’s business 101. You can have a profitable enterprise, but if you have poor cash flow you can get yourself into financial trouble pretty quickly and even go broke. Liquidity is highly important,
especially in a recessionary environment, and must be watched constantly by the money manager at the steering wheel of a business.