Infinite Banking in Miami

Blog 125 – Cash Value Of IBC Policies

The cash value of Infinite Banking Concept (IBC) policies provides distinctive benefits, positioning them as a compelling alternative to bonds and other conservative investment options. IBC policies generate cash value through three powerful mechanisms:

September 2025 BankNotes

In 1987 Bill Moyer, 2 who is best known as an American journalist and frequent voice of PBS, came out with a scathing documentary entitled, The Secret Government: The Constitution in Crisis in which Moyer spelled out how the Cold War (which began after WWII) had enticed Americans to relinquish the control of government to the National Security State. In it he interviews several high-ranking military officers that attest to the existence of a secret global war, carried on without accountability.

August 2025 BankNotes

This LMR article was written in May 2013 and describes several relevant topics such as the Stock Market, Financial Institutions and more importantly, Bonds. While the average American does not actually understand how the Stock Market works, they know even less regarding the Bond markets and their importance in the United States. This narrative will explain and help you to understand all the necessary “Nuts and Bolts.”

Blog 124 – Background On Modified Endowment Contracts

When exploring Infinite Banking Concept (IBC) policies, you’ll likely encounter the term Modified Endowment Contract or MEC. This blog will help you understand what MECs are, how they are created, and how they are treated.

2025 July BankNotes

What’s in a word? Actually, a great deal. When it comes to the word “Liberal” or the word “Libertarian,” it can be like opening Pandora’s box. For this reason, I am going to try to decipher and separate some of the widespread misunderstandings about these two political philosophies. At the same time, I hope to end up explaining the relevancy of Austrian Economics in relation to these two philosophical views, and especially the Austrian Business Cycle Theory (ABCT), in simple to understand language.

2025 June BankNotes

If you and I were to get really honest with each other we would mostly likely agree that our main concern with regards to what we are experiencing in our political and economic affairs these days can be summed up in our knowing what effect all this will have on our ability to “make a living.”

Blog 123 – Dividend Options For Your Whole Life Insurance

When it comes to financial security and peace of mind, whole life insurance is always at the top of the list. While many people are aware of the primary benefits of whole life insurance — increasing cash value and permanent coverage —fewer understand the true potential that lies in the dividend options that come with these policies. If you currently have a whole life insurance policy, or you’re considering one, it’s crucial to know how you can maximize the advantages of your dividends. 

Blog 122 – Paid-Up Additions- A Smart Choice In Designing IBC Policies

If you’re interested in Infinite Banking Concept (IBC) policies, understanding the paid-up additions (PUA) feature is crucial. It’s one of the most compelling aspects driving cash value growth and overall policy performance. However, keep in mind that different insurance companies handle PUAs uniquely, which means it’s essential to evaluate your options carefully.

2025 May BankNotes

“Money is such a routine part of everyday living that its existence and acceptance ordinarily are taken for granted. A user may sense that money must come into being either automatically as a result of economic activity or as an outgrowth of some government operation.
But just how this happens all too often remains a mystery.” –Federal Reserve Bank of Chicago, Publication 1994

Call Now Button