Increase Your Return On
Investment With
The Infinite Banking Concept
Pedro A. Palicio, MBA, Ph.D.
Isis B. Palicio, LUTCF, MBA
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Three methods of purchasing cars
- You purchase a $30,000 car every 5 years, and you repeat that purchase 11 times during your car-buying lifetime.
- Method 1: You finance your cars through someone else’s bank. They offer you 60-month loans at 6% interest rate.
- Method 2: You pay cash for the cars.
- Method 3: You finance your cars through your Infinite Banking policy (IBC policy).
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Three methods of purchasing cars (continued)
| Method 1 Finance through outside bank | Method 2 Pay cash | Method 3 Finance through IBC policy | |
| Delay in purchasing 1st car | None | 5 years | 6 to 7 years |
| Cash outflow | $382,789 | $330,000 | $382,789 |
| Cash after purchasing 11 cars | $0 | $0 | $1,197,434 |
| Net cash inflow | - $382,789 | - $330,000 | $814,645 |
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Two methods of lending money
- Your brother, who doesn’t have a good credit score, asks you for a $200,000 loan to buy a business. You lend him the money at an interest rate of 12% payable in 120 months.
- Method 1: You use your savings.
- Method 2: You finance the loan through your Infinite Banking policy.
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Two methods of lending money (continued)
| Method 1 From savings | Method 2 Finance through IBC policy | |
| Loan amount / term | $200,000 / 120 months | $200,000 / 120 months |
| Loan rate (brother / insurance) | 12% / NA | 12% / 6% |
| Gross yield | $144,330 | $144,330 |
| Interest paid to IBC policy | NA | $66,449 |
| Taxable gain | NA | $77,881 |
| Net yield | $103,918 | $56,074 |
| Total yield | $103,918 | $122,524 |
| Return on investment | 52% | 61% |
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Things go better with Infinite Bank
There is no way that a person can get a higher return on investment by ignoring the Infinite Banking Concept.
Using your Infinite Banking policy will always increase your return on investment.
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Why Universal Wealth Managers?
- We educate, coach, and serve a diverse clientele that includes families, business owners, professionals, and high-net-worth individuals throughout the United States.
- We have completed and excelled at the highest level of training available in the industry for Infinite Banking Practitioners and continue to master new and upcoming applications of the Infinite Banking Concept.
- We are always available to address your thoughts, ideas, questions, and concerns.
- We only offer products from highly ranked mutual life insurance companies.
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Designing Infinite Banking
Systems Isn't Just One Of The
Things We Do;
Its The Thing We Do
If you are ready to break your paradigm and
investigate this further, please
call us toll-free at 1-844-I GET IBC (443-8422) or
ContactUs@InfiniteBankingSimplified.com
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