Blogs
Blog 125 – Cash Value Of IBC Policies
The cash value of Infinite Banking Concept (IBC) policies provides distinctive benefits, positioning them as a compelling alternative to bonds and other conservative investment options. IBC policies generate cash value through three powerful mechanisms:
Blog 124 – Background On Modified Endowment Contracts
When exploring Infinite Banking Concept (IBC) policies, you’ll likely encounter the term Modified Endowment Contract or MEC. This blog will help you understand what MECs are, how they are created, and how they are treated.
Blog 123 – Dividend Options For Your Whole Life Insurance
When it comes to financial security and peace of mind, whole life insurance is always at the top of the list. While many people are aware of the primary benefits of whole life insurance — increasing cash value and permanent coverage —fewer understand the true potential that lies in the dividend options that come with these policies. If you currently have a whole life insurance policy, or you’re considering one, it’s crucial to know how you can maximize the advantages of your dividends.
Blog 122 – Paid-Up Additions- A Smart Choice In Designing IBC Policies
If you’re interested in Infinite Banking Concept (IBC) policies, understanding the paid-up additions (PUA) feature is crucial. It’s one of the most compelling aspects driving cash value growth and overall policy performance. However, keep in mind that different insurance companies handle PUAs uniquely, which means it’s essential to evaluate your options carefully.
Blog 121 – Guide To The Life Insurance Loan Process
Life insurance loans offer a flexible solution for cash flow situations that may arise out of emergencies or to take advantage of business opportunities.
Blog 120 – Gold Nuggets From “Becoming Your Own Banker”
There are only two sources of income – people at work and money at work.” If you have the ability to do so, you should strongly consider investing your money in cash flow opportunities that would eventually exceed your annual expenses. If you don’t have the knowledge or ability in that opportunity, don’t take it.
Blog 119 – Advantage Of Taking A Policy Loan
John Doe is a male, age 36, non-smoker and in excellent health, paying $30,000 a year for 20 years to an Infinite Banking Concept (IBC) policy. See attached highlights of that illustration. Assume that in policy year 7, John comes across a great opportunity in real estate that needs an investment of $200,000. John has … Read more
Blog 118 – Considerations In The Design Of Infinite Banking Concept Policies
The first step in the implementation of the Infinite Banking Concept (IBC) is to read several times Nelson Nash’s “Becoming Your Own Banker” to be sure you don’t miss any of the gold nuggets within the pages of this book.
Blog 117 – Be Responsible When Taking Policy Loans
One of the great advantages of an Infinite Banking Concept (IBC) policy is that you have access to the cash value in your policy any time you need it in the form of a policy loan.
Blog 116 – The Richest Man in Babylon by George Clason
We read “The Richest Man in Babylon” many years ago; long before we were introduced to the Infinite Banking Concept in 2008. The author, George Clason, is known for writing a series of informational pamphlets about being thrifty and how to achieve financial success.
Blog 115 – How To Successfully Implement The Infinite Banking Concept
The Infinite Banking Concept (IBC) is a major paradigm shift for most people. You should start by reading several times Nelson Nash’s “Becoming Your Own Banker”
Blog 114 – Where To Store Your Disposable Income
We call disposable income to the amount of your annual family income that you have left after you pay all your bills. Obviously, if you have nothing left, you need to increase your family income and/or reduce your expenses. You have to do this if you wish to be financially successful.
HOURS: Monday - Friday: 10AM - 6PM ET