Capital purchases are unavoidable expenses, and we define capital purchases as those that we cannot accommodate through our weekly or monthly cash flow. A typical capital purchase may be a car, a college education, a home, a wedding, or an exotic vacation.

As we will be able to demonstrate later, the ultimate goal of an Infinite Banking Concept client should be to have a system of banking policies that accommodate all his cash inflows.

By maximizing the amount of cash value that he keeps in his multiple policies and by keeping that cash continuously in motion by lending it to himself to finance his capital purchases as well as those of his family members and close friends and associates, the client is behaving like a banker, making the same profits as a bank and becoming wealthy in the process.

If you would like to learn how you can grow a substantial amount of cash that you have access to at any time without penalties, is unrelated to the stock market, and will generate income that is not included in your tax return, visit our website at  or feel free to email us your questions at or call us toll-free at 1-844-443-8422.

Isis B. Palicio, LUTCF, MBA

Pedro A. Palicio, MBA, Ph.D.

Infinite Banking Concepts® Authorized Practitioners

Ultimate Goal Of An Infinite Banking Client