February 2018 BankNotes Part 1
The Liquidity of the Life Insurance Industry: By L. Carlos Lara
January 2018 Lara-Murphy Report
THE VALUE OF UNCONVENTIONAL THINKERS: Interview with David Gordon
Blog #38 – Happiness Brings About Greater Success – Including Financial Success
“The greatest discovery of my generation is that a human being can alter his life by altering his attitudes.” —William James, American philosopher and psychologist Why Happy People Are More Successful We tend to believe that certain conditions must be met in order for us to be truly happy: we’ll be happier when we have … Read more
Blog #36 – Guaranteed Cash Values
Not much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow. And even most “guarantees” have exceptions. Your purchase is guaranteed – but only for 30 days, or unless you drop the item, … Read more
Direct Recognition and Non-Direct Recognition Insurance Companies
Share on Facebook Facebook 𝕏 Share on X X Share on Linkedin Linkedin Share on Email Email Direct Recognition and Non-Direct Recognition Insurance Companies Direct recognition and non-direct recognition refer to the method that the insurance companies use to treat dividends when there is an outstanding policy loan. When you take a policy loan, you … Read more
Blog #33 – The Problem Is Lack Of Financial Education
Financial education, or how money works, is not taught in our schools and the knowledge that we have is transmitted from our grandparents and parents.
Whole Life Policy Loans: How They Work
Share on Facebook Facebook 𝕏 Share on X X Share on Linkedin Linkedin Share on Email Email Whole Life Policy Loans: How They Work One of the least known and best features of a whole life policy is its “living benefits”. These living benefits give you the ability to borrow against its cash value. As … Read more
The Infinite Banking Concept: Why I Believe In It.
I have decided to start a blog to help people understand the process of The Infinite Banking Concept (Infinite Banking).
Blog #29 – Modified Endowment Contract: Should You Be Concerned?
Anyone who has any type of banking policy has probably come across the term Modified Endowment Contract, or MEC. You may have noticed a portion of your whole life policy illustration or contract stipulating whether or not it is a MEC. You may have even seen numbers indicating the additional amount of Paid-Up Additions that … Read more