Infinite Banking in Miami – Page 7 – Universal Wealth Managers LLC

Blog 102 – Use Your IBC Policy To Supplement Your Retirement

The cash value in your Infinite Banking Concepts (IBC) policy is guaranteed to increase every single year by a contractually set amount regardless of what happens in the stock market. Those guaranteed cash value increases that you receive are based on the “worst case” income and expense scenario projected by the insurance company and assumes no dividend is declared ever again. When the insurance company’s performance in any given year is better than that, you will receive a dividend. Although dividends are not guaranteed, the companies we use have paid dividends every year for over 170 years, including the Great Depression and two World Wars.

2023 July BankNotes

Becoming Your Own Banker, by author R. Nelson Nash is an
extraordinary book. And yet, it’s not actually a book as much as it
is a book-let. A mere one hundred and seven pages in its entirety, it
dispenses wisdom and logic of a kind that only an individual who has
been educated in the Austrian School tradition could have written.
Neither the brevity of its treatment nor its plain language takes away
from the fact that it contains information of great intellectual and financial depth.

Happy Fourth Of July 2023!

On behalf of Universal Wealth Managers LLC, we want to take a moment to wish you and your family a happy, safe, and enjoyable holiday. As we reflect on the freedoms that this day represents, we are grateful for the opportunity to serve you. Happy Fourth Of July 2023!

Isis and Pedro Palicio

Blog 101 – A Bank Loan Or An IBC Policy Loan?

If you are using the Infinite Banking Concept (IBC) to wean yourself off bank loans, why in heaven’s name would you take a bank loan when you could take an IBC loan?

Blog 100 – Direct and Non-Direct Recognition

The terminology of direct and non-direct recognition refers to the method that the insurance company or insurance contract uses in paying dividends when there is an outstanding policy loan.

Blog 99 – Key Thoughts From “Becoming Your Own Banker”

Do you realize that IBC is all about how to create your own banking system so you can control 100% of your financing needs?

Once you control 100% of your financing needs, you won’t be paying interest to outside banks, finance, and credit card companies, but to a financial instrument that you own and control – your IBC policy.

2023 June BankNotes

Bankruptcy? There is an Alternative. A NewRole For Privatized Banking – Part Two By: L. Carlos Lara

Blog 98 – How To Maximize Your IBC Policies

Nelson Nash’s “Becoming Your Own Banker” emphasizes the fact that you “finance” everything you buy. You either pay interest to someone else, or if you pay cash, you give up interest that you could have earned.

2023 May BankNotes

As the recession deepens, more businesses, as well as individuals, will file for Chapter 7, Chapter 13, or Chapter 11 of the United States Bankruptcy code.

2023 April BankNotes

Privatized BANKING: WE ALL NEED IT – By L. Carlos Lara
What so many people do not realize is that the bestype of health coverage can be obtained by the oldest and original insurance policy in America, the Dividend Paying Whole-Life Insurance Policy. In fact, it is the best kept secret in America. Whole-Life not only pays a death benefifit to the insured’s benefificiaries at death, but it also provides the insured living benefifits while alive. In fact, this is what it does best.