Blog 133 – Tax-Deferred vs. Tax-Free – The Retirement Distinction That Changes Everything
You have been told that your 401(k) is a tax advantage. And it is — right now. But here is the question nobody asks: what tax bracket will you actually be in when you start pulling that money out?
Every dollar sitting in your 401(k) has a tax bill attached to it that you have not paid yet. And that bill is going to be calculated at tomorrow’s tax rates — not today’s.
In this video Pedro shows you exactly why — with real numbers — and what a properly structured policy does that your 401(k) never can.