2024 April BankNotes
One of the most compelling ways financial professionals explain the IBC concept is to compare it to one’s own private bank as Nelson Nash has done in his national best selling book, Become Your Own Banker.
2024 May BankNotes
Former Dallas Federal Reserve President, Richard Fisher, publicly dressed down President Trump in a recent interview with CNBC in response to Trump’s remark that he’s “not thrilled” about the Fed’s interest rate hikes. Obviously, Trump’s comment upset Fisher quite a bit and he told CNBC that
by making that comment “Trump is out of line.
Blog 110 – We Develop Solutions That Create Value
“We Develop Solutions That Create Value” has been the tag line to our emails since 2008. That was the year when we decided to abandon traditional financial planning advice and concentrate uniquely in creating value by implementing the Infinite Banking Concept (IBC).
2024 January BankNotes
A Business Credit survey1 conducted and published in March 2016 by
the Federal Reserve Banks of New York, Atlanta, Boston, Cleveland,
Philadelphia, Richmond, and St. Louis reports that “cash flow” is
the number one problem facing small businesses with fewer than
500 employees.
Blog 105 – Characteristics Of A Good Infinite Banking Policy
The first step in successfully implementing the Infinite Banking Concept is to read and reread Nelson Nash’s book “Becoming Your Own Banker” as many times as necessary until it becomes obvious to you that you should control 100% of your financing needs.
Blog 103 – Continuous Compounding Of Your Cash Value
The cash value in your Infinite Banking, or IBC policy, continuously compound. In fact, the cash value grows exponentially based on the interest and dividends allocated to your insurance contract. The meaning of exponential growth is that the growth is not the same every year but that it increases every year, and this is a very good thing!
2023 August BankNotes
“There are probably thousands of such
examples of misclassification that we run into every day but they
probably don’t increase the quality of our lives. Instead, they limit
our thinking and lead us to wrong conclusions. Words are powerful
things!”
Blog 102 – Use Your IBC Policy To Supplement Your Retirement
The cash value in your Infinite Banking Concepts (IBC) policy is guaranteed to increase every single year by a contractually set amount regardless of what happens in the stock market. Those guaranteed cash value increases that you receive are based on the “worst case” income and expense scenario projected by the insurance company and assumes no dividend is declared ever again. When the insurance company’s performance in any given year is better than that, you will receive a dividend. Although dividends are not guaranteed, the companies we use have paid dividends every year for over 170 years, including the Great Depression and two World Wars.
2023 July BankNotes
Becoming Your Own Banker, by author R. Nelson Nash is an
extraordinary book. And yet, it’s not actually a book as much as it
is a book-let. A mere one hundred and seven pages in its entirety, it
dispenses wisdom and logic of a kind that only an individual who has
been educated in the Austrian School tradition could have written.
Neither the brevity of its treatment nor its plain language takes away
from the fact that it contains information of great intellectual and financial depth.
Happy Fourth Of July 2023!
On behalf of Universal Wealth Managers LLC, we want to take a moment to wish you and your family a happy, safe, and enjoyable holiday. As we reflect on the freedoms that this day represents, we are grateful for the opportunity to serve you. Happy Fourth Of July 2023!
Isis and Pedro Palicio